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My name is Barry Robins. Welcome to my Web site.

As a John Hancock financial professional and active member of my community, I am dedicated to helping individuals and businesses build their financial futures.

To stay on top of my field and develop my professional skills, I’ve regularly attended industry training and certification programs. This includes completing the curriculum and passing the rigorous exams for the:

Certified Financial Planner (CFP®)
Chartered Life Underwriter (CLU)
Life Underwriter Training Council Fellowship (LUTCF)  

My education, experience and professional affiliations have fostered my practical approach to offering financial services to my clients. Rather than just recommending a hodgepodge of unrelated products, first I’ll consider your specific financial goals and investment objectives. Working together, we’ll formulate a strategy to help you achieve your goals. Then I’ll recommend the appropriate products and services to help you execute your strategy.

Maintaining a strong sense of community and a solid professional foundation are very important to me.

My family and I enjoy vacationing.

Thank you for visiting my website.

CFP™, CERTIFIED FINANCIAL PLANNER™ and CFP^® are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

OSJ, 2255 Glades Road, Suite 319A, Boca Raton, Fl 33431 (561) 241-5488

Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?

College Funding
Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Savings Accumulation
Estimate the future value of your current savings.

Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.

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Protect Your Business with a Disaster Readiness Plan
Most people think of hurricanes, tornados, and earthquakes as events that could seriously affect the operations of a business and result in shortages of goods and materials. But even a fire or a flood in the warehouse can cause operations to come to a grinding halt. By one estimate, one-quarter of businesses never reopen after a major calamity.

ETFs for the Conservative Investor
The number of exchange-traded funds has grown rapidly in the last decade. Total ETF assets exceeded $1 trillion in March 2011, an increase of more than $200 million over the previous year. This article explains the potential benefits of ETFs and why some of them might appeal to the risk-averse.

Tracking the Rise of Target-Date Funds
Investments in target-date funds have grown during the last decade. They are often the default choice in employer-sponsored retirement plans and viewed favorably by some investors for their helpful approach to asset allocation. This article explains the advantages and disadvantages of these funds and cautions potential investors about several common misconceptions.

Using Living Benefits for Retirement Income
Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

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